FAQ

Tuition Fee Loan

1. Who is eligible to apply for the TFL?

Full-time undergraduates of all nationalities paying subsidized NTU tuition fees. The loan only applies to tuition fees charged by NTU.
Singapore Citizens and Singapore Permanent Residents who are enrolled in full-time undergraduate degree programmes paying non-subsidized tuition fees.
Singapore Citizens who are pursuing their first part-time subsidized undergraduate degree programme.

​2. Who is not eligible to apply for the TFL?

International undergraduates paying non-subsidized tuition fees.

​3. My relative/friend is going to be 61 years of age soon. Can he stand in as my guarantor?

So long as your relative/friend does not exceed 60 years of age at the point of your loan form submission at the bank, he may stand in as your loan guarantor.

4. What is the maximum loan amount for the TFL?

For all full-time undergraduates, the loan finances up to 90% of the MOE subsidized tuition fees payable by Singaporeans.

The loan does not cover compulsory miscellaneous fees or hostel fees.

​5. Do I need to apply for the TFL yearly?

You need only apply once for this loan to cover you for the remaining duration of your programme at NTU.

6. Who will notify me of the application outcome?

Both you and your guarantor are to apply for Tuition Fee Loan via the bank (OCBC or DBS). After the submission, the bank will notify you of the outcome.

Please visit our website for application procedures at OCBC or DBS respectively.

To check directly with the bank you had visited on your application outcome.             

DBS Bank Tel: 6333 0033
OCBC Bank Tel: 1800-363 3333

​7. When does interest and repayments commence for the TFL?

The loan is interest free during study, with interest and repayments (instalments) commencing upon graduation. As a guide, if you graduate in June, the norm is for interest to commence in August. The bank will inform you of the interest start date. 

Interest will commence regardless if you choose to delay the start of your monthly repayments (instalments) to the bank.